LIFE INSURANCE

Protection for what
matters most.

GAIN PEACE OF MIND WITH RELIABLE INSURANCE COVERGE

Transforming lives and easing daily tasks for millions.

life insurance plans

Policies that align with
your budget and lifestyle

What is term life insurance?

Term life insurance provides coverage for a specific period of time, typically ranging one to thirty years.

What is final expense insurance?

Also known as burial insurance, final expense covers expenses associated with end-of-life arrangements.

Secure your child's future

Safeguard your childs future with affordable coverage options designed to offer protection and support

What is whole life insurance?

Whole life insurance provides coverage for your entire life, as long as the premiums are paid.

How it works

Easy process to find your ideal plan

Affordable coverage options to provide long-term
financial protection for your loved ones.

Get started with a fast quote

Contact us today to experience the difference of working with a trusted insurance provider.

Insights and assistance

Life Insurance FAQs

You have questions, we hope to answer some of the common ones.

The amount of life insurance you need depends on your individual circumstances, including your income, debts, and financial goals. A general rule of thumb is to have coverage equal to 10-12 times your annual income.
The cost of life insurance varies depending on several factors, including the type and amount of coverage, the age and health of the insured, and the insurer’s underwriting guidelines.
To choose a life insurance policy, consider your budget, coverage needs, and financial goals. It’s also important to research different insurers and policies, compare quotes, and read reviews from other policyholders.
Yes, you can change your life insurance policy by adding or removing coverage, changing the beneficiaries, or switching to a different type of policy. However, these changes may result in a change in premium or other policy terms.
If you stop paying your life insurance premiums, your coverage will typically lapse or terminate. Depending on the policy, you may be able to reinstate coverage by paying back the missed premiums and any interest or fees.
In general, life insurance benefits are not taxable as income for the beneficiaries. However, if the death benefit is paid out as a lump sum and earns interest, the interest may be taxable.
To file a life insurance claim, you will need to contact the insurer and provide documentation of the insured’s death, such as a death certificate. The insurer will then review the claim and, if approved, pay out the death benefit to the named beneficiaries.
The timeframe for a life insurance policy to take effect depends on the insurer and the type of policy. Generally, term life insurance policies take effect immediately after the policy is issued, while permanent life insurance policies may have a waiting period of several months.
In most cases, you cannot buy life insurance for someone else without their knowledge and consent. However, you may be able to purchase life insurance for a child or dependent.
Yes, you can have multiple life insurance policies from different insurers. This can be a good way to increase your coverage or diversify your policy options.