Hello, am I speaking with ?
This is from the Health Scout on a recorded line. We are calling to follow up on the information you requested about life insurance. I just have a few questions to see what you qualify for. Let me check if we have insurance options in your state. Ok?
Are you between the ages of 50 and 79 years old?
Medical Alert Budget
A medical alert system can keep you and your loved ones safe and secure in the event of an emergency, allowing you to maintain your independence and quality of life. There are no long-term contracts, no activation fees, equipment is included, and the service plan is only about $40 per month. Would that be within your budget?
Pharmacy Survey
Do you have Medicare?
IF YES: You may qualify for extra pharmacy benefits like free home delivery, time-of-day packaging, automatic refills and zero co-payments. Do you take 6 or more prescription medications? IF YES: Great! Someone from ExactCare Pharmacy will call you back to tell you more about what you qualify for, okay?
Do you currently have an active final expense life insurance policy?
Are you interested in getting information about life insurance options to ensure that if something happens to you, your loved ones will be taken care of financially with the best coverage for the best possible price?
Down Sell Offer-Term Life
While I still have you on the line, what I’d like to do is get you in contact with one of our licensed agents to get you more information on a life insurance policy between $5000 to $50000, okay? MUST BE YES
Qualifying Questions
• Great! May I ask if you are between the age of 50 and 79 years old (we need to confirm if there’s age requirement) If there is, then response must be YES
• Do you have a household income of at least $50,000 (we need to confirm if there is an income requirement) If there is, then response must be YES
• IF QUALIFIED: Great! You may qualify for a life insurance that guarantees payment of a stated death benefit if the covered person passed away on a specified term. Upon death, the significant benefit can replace lost income, pay for funeral cost, etc. I will transfer you now to a licensed agent in your state so you can hear your options, okay? MUST BE YES
Thank you for answering my questions. We are almost done here. For our licensed agent to further assist you, I just need to confirm some information.
1. I have your full name as , is that correct? 2. You currently live in the state of Wyoming, is that correct? 3. And the best phone number to reach you is , is that correct?
Medical Alert Budget
A medical alert system can keep you and your loved ones safe and secure in the event of an emergency, allowing you to maintain your independence and quality of life. There are no long-term contracts, no activation fees, equipment is included, and the service plan is only about $40 per month. Would that be within your budget?
Pharmacy Survey
Do you have Medicare?
IF YES: You may qualify for extra pharmacy benefits like free home delivery, time-of-day packaging, automatic refills and zero co-payments. Do you take 6 or more prescription medications? IF YES: Great! Someone from ExactCare Pharmacy will call you back to tell you more about what you qualify for, okay?
Hand-Off
Transfer Term Life: 7026206901
I have here interested to hear options for a term life product with coverage between $5000 & 50000. He is from the state of Wyoming. His phone # is . Can you take the call?
IF YES: Thank you both. I will disconnect from the call now.
Did you know that the average funeral cost ranges from ten thousand to twenty thousand dollars? Having a low-cost final expense policy is one of the only ways you can guarantee money to your family so they can pay the cost of your funeral, burial and other expenses.Would you be interested to get more information on a final expense or burial policy between five thousand to fifty thousand dollars OR greater than fifty thousand dollars?
Great! What I'd like to do is get you in contact with one of our licensed agents, OK?
Thank you for answering my questions. We are almost done here. For our licensed agent to further assist you, I just need to confirm some information. 1. I have your full name as , is that correct? 2. You currently live in the state of Wyoming, is that correct? 3. And the best phone number to reach you is , is that correct?
Medical Alert System
A medical alert system can keep you and your loved ones safe and secure in the event of an emergency, allowing you to maintain your independence and quality of life. There are no long-term contracts, no activation fees, equipment is included, and the service plan is only about $40 per month. Would that be within your budget?
Pharmacy Survey
Do you have Medicare?
IF YES: You may qualify for extra pharmacy benefits like free home delivery, time-of-day packaging, automatic refills and zero co-payments. Do you take 6 or more prescription medications? IF YES: Great! Someone from ExactCare Pharmacy will call you back to tell you more about what you qualify for, okay?
Great! You may qualify for a life insurance which has a policy coverage above $50,000 that guarantees payment of a stated death benefit if the covered person passed away on a specified term. Upon death, the significant benefit can replace lost income, pay for funeral cost, etc.
Thank you for answering my questions. We are almost done here. For our licensed agent to further assist you, I just need to confirm some information. 1. I have your full name as , is that correct? 2. You currently live in the state of Wyoming, is that correct? 3. And the best phone number to reach you is , is that correct?
Medical Alert Budget
A medical alert system can keep you and your loved ones safe and secure in the event of an emergency, allowing you to maintain your independence and quality of life. There are no long-term contracts, no activation fees, equipment is included, and the service plan is only about $40 per month. Would that be within your budget?
Pharmacy Survey
Do you have Medicare?
IF YES: You may qualify for extra pharmacy benefits like free home delivery, time-of-day packaging, automatic refills and zero co-payments. Do you take 6 or more prescription medications? IF YES: Great! Someone from ExactCare Pharmacy will call you back to tell you more about what you qualify for, okay?
Prep For New Policy Transfer
Ok great! Let me put you through to our licensed insurance agent. Please ask them any important questions you may have so we can provide you with an affordable quote for your family. OK? (Must Be Yes)
IF YES: Please stay on the line with me as I transfer you.
Transfer FE (New Policy): 7472191802
Hello, my name is with Health Scout on a recorded line.
I have on the line from the state of Wyoming.
His / Her phone # is .
Can you take the call?
IF YES: , they will continue to assist you. Thank you and have a great day!
IF TRANSFER NOT ANSWERED: Our licensed agents are all taking calls at this time. I will just call you back at your convenient time so I can connect you with them. Thank you so much for your time. Have a great day!
Prep For Existing Policy Transfer
Ok great! Let me put you through to our licensed insurance agent. Please ask them any important questions you may have so we can provide you with an affordable quote for your family. OK? (Must Be Yes)
IF YES: Please stay on the line with me as I transfer you.
Transfer FE (Existing Policy): 7142488834
Hello, my name is with Health Scout on a recorded line.
I have on the line from the state of Wyoming.
His / Her phone # is .
Can you take the call?
IF YES: , they will continue to assist you. Thank you and have a great day!
IF TRANSFER NOT ANSWERED: Our licensed agents are all taking calls at this time. I will just call you back at your convenient time so I can connect you with them. Thank you so much for your time. Have a great day!
Responses
Doesn't Want to Provide Information
I understand your concern, but we do need just your basic information so we can start the process of getting the information you need when it comes to your insurance. Information is kept in a secured, encrypted database for your protection. - continue with script.
General Not Interested
I understand your hesitation. Our aim is to be able to provide you options to meet your unique needs and have one of licensed insurance agents in your state help you find high quality, value-oriented insurance quote or application. - continue with script.
Wants Information Sent Via Email
I understand your concern of wanting to read the information, but by speaking with one of the licensed agents in your state, you will get a personal consultation from experienced insurance agents who will take the time to find out what you want and need. Next, our reliable licensed insurance agents will do extensive research on insurance carriers and plans to find you the one that offers the right combination of benefits and affordability.
I Already Have an Existing Plan
That’s great! Every person is different, so you'll want to carefully research FINAL EXPENSE plan options based on needs and budget. Keep in mind that plan costs, benefits, service areas, and provider networks may all change from time to time, so it's a good idea to review your coverage and make sure it's still a good fit for you. Taking the time to shop around and compare insurance options in your area could save you money on out-of-pocket costs. You can find final expense plan options based on location, insurance company, premium cost, and more. All of this information will be discussed in detail by our licensed insurance agents at no cost to you.
I Already Have That Covered
Probe: Do you have a preneed insurance plan?
If Yes: There are limitations with preneed insurance plans, so getting an additional final expense plan is a logical choice. If you leave behind medical bills, attorney’s fees, taxes, or any debt, these won’t be covered. Having a final expense plan is the safest way to ensure that remaining debts are covered in the way you want.
I Don't Think About That Yet
I completely respect that; however, the reality is that it's very hard to cover sudden and unexpected costs. Proactively making arrangements with final expenses makes it simple for your family to access the funds needed to handle these expenses.
I Already Have a Last Will and Testament
I see. Writing something down, even something as final as a last will and testament, doesn’t ensure that it will be remembered or interpreted correctly. Also, the will may not be found until AFTER the funeral services have occurred. Therefore, the family would still have to pay for the funeral and just get reimbursed. Final expense insurance makes sure that funds are immediately allocated and available for your family the moment it’s needed.
I Have Savings For That
That's great that you have savings. Although, I want to share with you that the number one cause of bankruptcy in the US is medical debt. Disease, illness, and injury are unpredictable, and a single hospital stay could wipe out a lifetime of savings. You never know when you’d need to suddenly withdraw from your savings so it's best to consider getting a final expense plan.
I’m a Veteran/have Medicaid/Social Security
That's good that you have that, although even if you do qualify for these benefits, it is likely there will still be a large amount not accounted for. Final expense insurance is flexible enough to fill in the gaps.