I understand your concern, but we do need just your basic information so we can start the process of getting the information you need when it comes to your insurance. Information is kept in a secured, encrypted database for your protection. - continue with script.

I understand your hesitation. Our aim is to be able to provide you options to meet your unique needs and have one of licensed insurance agents in your state help you find high quality, value-oriented insurance quote or application. - continue with script.

I understand your concern of wanting to read the information, but by speaking with one of the licensed agents in your state, you will get a personal consultation from experienced insurance agents who will take the time to find out what you want and need. Next, our reliable licensed insurance agents will do extensive research on insurance carriers and plans to find you the one that offers the right combination of benefits and affordability.

That’s great! Every person is different, so you'll want to carefully research FINAL EXPENSE plan options based on needs and budget. Keep in mind that plan costs, benefits, service areas, and provider networks may all change from time to time, so it's a good idea to review your coverage and make sure it's still a good fit for you. Taking the time to shop around and compare insurance options in your area could save you money on out-of-pocket costs. You can find final expense plan options based on location, insurance company, premium cost, and more. All of this information will be discussed in detail by our licensed insurance agents at no cost to you.

Probe: Do you have a preneed insurance plan?

If Yes: There are limitations with preneed insurance plans, so getting an additional final expense plan is a logical choice. If you leave behind medical bills, attorney’s fees, taxes, or any debt, these won’t be covered. Having a final expense plan is the safest way to ensure that remaining debts are covered in the way you want.

I completely respect that; however, the reality is that it's very hard to cover sudden and unexpected costs. Proactively making arrangements with final expenses makes it simple for your family to access the funds needed to handle these expenses.

I see. Writing something down, even something as final as a last will and testament, doesn’t ensure that it will be remembered or interpreted correctly. Also, the will may not be found until AFTER the funeral services have occurred. Therefore, the family would still have to pay for the funeral and just get reimbursed. Final expense insurance makes sure that funds are immediately allocated and available for your family the moment it’s needed.

That's great that you have savings. Although, I want to share with you that the number one cause of bankruptcy in the US is medical debt. Disease, illness, and injury are unpredictable, and a single hospital stay could wipe out a lifetime of savings. You never know when you’d need to suddenly withdraw from your savings so it's best to consider getting a final expense plan.

That's good that you have that, although even if you do qualify for these benefits, it is likely there will still be a large amount not accounted for. Final expense insurance is flexible enough to fill in the gaps.