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Jump into the driver’s seat and get the coverage you need at competitive rates. There has never been a better time to save money on auto insurance. We believe consumers should be educated on their purchasing decisions by providing the protection, savings and service you deserve. So keep more cash in your pocket and Create your path to better insurance plans today.
The countrywide average auto insurance expenditure rose 3.3 percent to $841.23 in 2014 from $814.63 in 2012, according to a January 2021 report from the National Association of Insurance Commissioners. In 2013 (the latest data available), the average expenditure was highest in New Jersey ($1,254.10), followed by the District of Columbia ($1,187.49), and New York ($1,181.86).
To calculate average expenditures the National Association of Insurance Commissioners (NAIC) assumes that all insured vehicles carry liability coverage but not necessarily collision or comprehensive coverage. The average expenditure measures what consumers actually spend for insurance on each vehicle. It does not equal the sum of liability, collision and comprehensive expenditures because not all policyholders purchase all three coverages.
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* Premiums based on 2021 national average.
AAA’s 2016 Your Driving Costs study found that the average cost to own and operate an average sedan was $8,558 in 2015, down 1.6 percent from $8,698 in 2014. The decline reflects reduced gasoline costs offsetting increases in maintenance, insurance, finance charges and other costs. Average insurance costs for sedans rose 9.6 percent, or $107, to $1,222 in 2015 from $1,115 in 2014. AAA insurance cost estimates are based on a full coverage policy for a 47-year old male with a clean driving record for a policy with $100,000/$300,000 bodily injury liability coverage with a $500 deductible for collision and a $100 deductible for comprehensive coverage.
Source: © 2021 National Association of Insurance Commissioners (NAIC)